Expat Mortgages
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ADS Mortgage & Financial Planning Ltd specialise in providing for the more unusual mortgage and financial requirements, one such being mortgages in the UK, for expatriates.

If you're currently living overseas and planning to buy property in the UK, either as an investment, a second UK based home, or to return home to, ADS Mortgage & Financial Planning Ltd is well placed to assist you in finding the right mortgage to cater for your specific needs.

Few other lenders have been through the "learning curve" regarding the provision of mortgages for expatriates. We offer a tailored, personal service based on over 60 years combined experience in the mortgage market. We utilise the latest technology and research an average of 1500 products per client before making a final recommendation.

This ensures that you not only have the right kind of mortgage for your circumstances but also a mortgage at the best rates from the best lender for your situation.

 
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    Airline pilot and partner, working in Abu Dhabi, looking to buy in the UK, initially to rent out, with a long term aim of returning to live in the property,  mortgage arranged at 75% loan to value at a very competitive residential interest rate, with permission to let for three years arranged with the lender.

  •  

    Self-Employed plumber living in Australia bought £325,000 property with a £200,000 mortgage – property to be rented out with the lenders permission until purchaser returns to the UK at retirement.

  •  

    European Union employee residing and working in Brussels bought on normal residential scheme with permission to let for 5 years from lender at 75% loan to value.

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    Magazine editor living and working in New York borrowed £600,000 on £950,000 property for future residence – property let out with lenders approval

  •  

    Geologist living and working in Australia, looking to return home.  Buying at £265,000 but needed a very quick turnaround.  Loan of £165,000 offered in 12 days and completed in 19 days. Client was looking to buy a UK property prior to selling their Australian Home.

  •  

    Mr & Mrs H
    Living & working in Brazil (out of UK for more than 5yrs) paid in Brazilian Real
    Accountant
    Purchase £ 1,055,000 mortgage £700k
    Fixed rate 3.5% for 2 years

  •  

    Mrs C
    Living & working USA (out of UK nearly 2 years) paid in US$
    Manager
    Remortgage property value£430k & mortgage £250k (capital raising £69k to purchase another property)
    Fixed rate for 2 years 4.09%

  •  

    Miss G
    Living & working in UAE (out of UK more than 5 yrs) paid in UAE AED
    Teacher
    Purchase £75k & mortgage £56.25K
    Fixed rate for 2 yrs 4.69%

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