Expats living overseas

It’s no secret that most European properties do not give the sort of investment returns that one in the UK does, so its little wonder expats look to secure property in their homeland.

Who needs an expat mortgage and what are the typical reasons? 

Britons residing overseas, either temporarily or permanently, need to secure a mortgage from lenders who offer services to expatriates.

Expats often seek buy-to-let property investments while abroad, which may serve as a source of income during retirement or as accommodation upon returning to the UK.

Expats are using independent broker advice a lot more these days.

More expats now rely on independent brokers to secure new mortgages or remortgages.

Surveys show that brokers, experienced in the expat mortgage process, reduce completion times and respond quickly to lenders’ needs.

Why independent?

As an independent, you have access to a wider range of deals since you’re not tied to one company.

In 2024, approved mortgage applications have increased significantly over last year, reflecting eased lender restrictions and strong competition.

These trends are boosting borrower confidence for the future.

Using an Independent broker registered with the FSA in the UK you’ll enjoy a number of advantages compare to “going it alone”.

These include:

Choice of deals currently available

Choice of lenders

Expert advice

Fully qualified adviser

FSA regulated.

Like to know more?

If you require help with your new or re-mortgage, please do contact one of our fully qualified independent advisers who will be happy to assist.