Expat buy-to-let, or holiday let which suits you??

Recent data shows that in 2025, the average holiday let earned over £27,000 annually—more than twice the £12,700 average for residential properties.

The average holiday let property generates a whopping £1340 a week, almost FIVE times the average weekly rent in the UK.

There are now over 200,000 holiday let properties in the UK, with the average income per booking up 6.4% in the last quarter of 2025.

Holiday hotspots

The areas in the UK where holiday let rental growth was fastest in the last four months of 2025 were:

South of England (+20.3%)

Cornwall (+16.5%)

Devon (+11%)

Cotswolds (9.4%)

The rise in rental income is being boosted by international and domestic visitors looking for short-term stays in popular UK holiday destinations.

Expat mortgages.

The available options encompass fixed, tracker, and standard arrangements, many of which feature advantageous discounted periods. It is advisable to consult with a qualified independent adviser who can offer guidance on the latest market offerings. Such consultation may result in substantial long-term savings. Interest rates remain competitive, and several attractive longer-term fixed deals are currently accessible.

Selecting a mortgage to suit your needs

Securing an expat mortgage doesn’t have to be difficult, it is always recommended to get expert professional help. Using a specialist expat broker will without doubt give you the edge as they will be experienced in this type of mortgage process.

Can we help?

If you are looking for an expat new or re-mortgage, please do make contact and one of our fully qualified independent advisers will be happy to assist.