yacht crew expat mortgages

Buy to Let Mortgages for UK Expats

/in /by

Expat buy-to-lets have grown significantly in the last 10 years.

The expat buy-to-let market has grown over the last 10 years, and nothing seems to slow it down. More existing expat landlords and indeed new ones are buying properties to convert to this very lucrative market.

  • Over the last 18 years an investor on selling could see a profit of 800%
  • If that money had been invested in gilts the returns would have been 230%
  • In 2023 4 million house are recorded as rented
  • It is estimated lettings will rise to 7.1 million in the next 10 years.
  • It is estimated by 2028 32% of people under 40 will be renting.

As you can see some very hard-hitting facts and figures and if the estimates are correct now is the time to start thinking expat buy-to-ley for your next investment.

Whichever way you look at it the figures prove people still perceive UK property to be a good sound long term investment. If you study the figures on investment returns property has yielded over the last 18 years, it’s little wonder why.

Bright future for UK property

 Expat UK homeowners will be encouraged by the recent predictions various experts have expressed on the housing market. The predicted general outlook for 2025 and beyond is good condition property will boom but who knows how accurate this will be, but the signs are encouraging.

Property will once again be a hot topic in 2024/25 – whether it be a lack of homes being built or annual price inflation. This is sure to fuel the letting market as people struggle to find the funds needed for a house purchase.

Need assistance with your expat mortgage?

Our professional expat independent advisers are very experienced in dealing with all types of buy-to-let mortgages both single and multiple. We have access to a vast range of plans and would be happy to discuss your requirements.

yacht crew expat mortgages

UK Expat Landlords

/in /by

Expats – Demand is high for quality rental properties.

Demand for quality rental property continues to grow in the UK, this year alone it’s grown by 7% against figures issued for last year.

The problem is now that supply of properties has fallen by 16% in the same period. On average for every quality property available to rent in a Town/City location 3 people are in competition for the occupancy.

As you can see this is causing great concern for prospective tenants across the whole of the UK, especially in the major Town/City areas.

On top of all these disturbing figures it is expected that the demand for rental properties is likely to increase well into 2025 and beyond. Although there has been a significant increase in first time buyers securing a property many still cannot raise the necessary deposit.

All this is very encouraging news for expat landlords as they are very unlikely to have properties vacant at any time or not for long if they do.

Plus, with so much demand the long-term future looks very encouraging. Expat landlords have had so many setbacks of late, this news will be very welcome indeed.

Existing expat landlords are still seeking to increase their portfolios, interest rates still offer the opportunity for good long-term returns.

Many estate agents across the country are reporting a high demand for the “lettable property”. One agent in the Manchester area commented “demand is far out stripping supply at present and consequently rents are being driven upwards”.

Need assistance with your mortgage?

Our professional independent advisers are very experienced in dealing with all types of expat buy-to-let mortgages both single and multiple.