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UK Property Investment for UK Expats

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UK property values are showing very positive signs

 Experts believe UK property values will rise between 4% & 7% across the UK this year according to figures released by one of the major high street mortgage lenders.

If these figures are achieved it will reverse the current decline of this year, the report also states increases in values could be stifled by the possibility of further cost of living increases.

As an expat with property in the UK if you compare this annual growth to what could be achieve from an investment in any high street bank, property looks a very good bet indeed.

Interestingly the report states they expect growth to slow slightly more in the London area than elsewhere. It is likely properties in the North of the country will see the largest growth due to their current affordability.

Expat mortgages are readily available

 Great news for the expat investor looking to buy or re-mortgage, plus now there are mortgages available with high loan to values! Interest rates seem to be stable so all in all it could be a good time to invest.

Property is still in short supply.

 There has been and still is a shortage of supply which constrains activity in the housing market and levels of house building remain lower than years gone by.

It is believed due to the shortage of property available that house prices will remain stable for the foreseeable future which spells good news for expats with property in the UK.

 Need some help?

If you require any assistance with your new or existing mortgage, please do call one of our fully qualified independent advisers who will be happy to help.

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Highest LTV Mortgage For UK Expat ?

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Highest LTV Mortgage For UK Expat ? New higher loan to value (LTV) expat mortgages are now expanding.

Just released, there are now up to 90% LTV mortgages available at advantageous rates. So, unlike the past expats have a lot more choices available which can only be good news.

Check if you qualify and what is the highest LTV mortgage for UK Expat?

These deals are open to expats abroad with proven salaries in the following currencies.

Sterling, Euro, Swiss Franc, Norwegian Krone, US Dollar, Canadian Dollar, Singapore Dollar, Hong Kong Dollar, UAE Dirham, Kuwaiti Dinar, Qatari Riyal, Australian Dollar, New Zealand Dollar, Danish Krone, Swedish Krona, Saudi Riyal.

Estate agents around the country are reporting a high demand. In particular for low end quality properties with first-time expat buyers being very active.

The UK property market continues on an upward spiral and offers longer term growth and security. Mortgage lenders are offering good interest rates to attract new business. So if you are contemplating investing now would seem a good time to buy in the UK.

LTV Mortgage Offers

There is little doubt the attractive mortgage interest rates and higher loan to value deals currently on offer have played a key role in driving these figures.
Expat borrowers have taken advantage of the current rates and used a re-mortgage in particular to their benefit.
Interest rates and higher loan to value deals are certainly in the borrower’s favour at present. But there is always a lot of debate of how long these rates will last. All of this in mind it could be a very shrewd move to consider your own mortgage position.
It is very commonplace for clients with a mortgage to just leave it as is. They are not aware of the savings that could be achieved with a re-mortgage.
As an expat do check your current mortgage as you could be paying more than you need to!!

Need assistance?

If you require help with your current or new mortgage, please contact us. One of our experienced independent advisers who will be happy to assist.

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What Is The Highest LTV Mortgage For An Expat ?

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What Is The Highest LTV Mortgage For An Expat ? New higher loan to value expat deals have impacted the market significantly

The expat mortgage market has seen a huge upturn in recent weeks due to the new higher loan to value deals that are available.

Interest rates seem to be stable which has added to the surge in business. Expat enquiries are at record highs with the re-mortgage market leading the way.

Why re-mortgage? So What is the highest LTV mortgage ?

There are many reasons you may wish to consider a re-mortgage, and it is without any doubt something every expat homeowner should consider, especially if you are stuck on your current lenders standard variable rate. It is not always best advice as your current deal may have conditions that are not beneficial, but you should take time to review on a regular basis. So why re-mortgage?

1) Secure a better rate of interest than you are currently paying.
2) Change current deal to a fixed rate for long term security.
3) Raising capital from equity within your property.

Expat mortgages are now easier and quicker to complete than ever before.

The time it takes to complete a new or re-mortgage for expat’s has reduced significantly in the last 2 years.

The industry is seeing a new application in a straightforward case complete in a matter of weeks rather than months.

Expats are now using an independent broker more than ever before to secure their deals whether it be a new or re-mortgage.

A survey showed using a broker will reduce completion times. They are fully versed in the expat mortgage process and able to react to the lender’s requirements much quicker.

Like to know more?

If you require help with your new or re-mortgage, please do contact.  One of our fully qualified independent advisers who will be happy to assist.