What is the European Mortgage Credit Directive? Expats are seeking more expert help to secure mortgages on UK properties It is possible to secure a standard residential home loan as an expat, but it’s tricky to arrange. Lenders will want to see evidence that close family are living in the house. Since most expats work […]
Expat Buy to Let Mortgages. Is the buy-to-let market for expats shrinking? Firstly the very simple and easy answer is NO. You only need to type ‘buy-to-let’ and see that one of the first news articles online is questioning whether the market is ‘dead.’ ‘Decline’, ‘is it worth it?’ or ‘doom and gloom’ are other […]
Can A UK Expat Get A Re Mortgage ? Expat re-mortgaging hits record levels in 2025 Re-mortgaging has reached record levels and now accounts for 37.5% of all mortgages conducted according to recent research. The proportion of expat re-mortgages has risen by nearly 16% over the last 12 months. As homeowners are increasingly switching mortgage companies […]
Holiday Let Mortgage for UK Expat. Expat benefits of a Holiday Let Property in the UK As an expat owning a holiday let property in the UK offers a multitude of benefits.Encompassing financial, personal, and community advantages. One of the most compelling reasons to invest in a holiday let is the potential for significant financial […]
Buy-to-Let for UK Expat. Expats and the UK buy to let market For UK nationals living abroad, expat buy-to-let mortgages offer a pathway to invest in the UK property market. These mortgages are designed for those seeking to purchase property for rental income while residing overseas. However, they differ from standard buy-to-let mortgages due to […]
Expat Mortgage Advice. Expat buy-to-let market is stable and increasing. Firstly The expat buy-to-let mortgage sector has been more resilient. More so than the residential mortgage one during the past six months. Despite initially pulling deals from the market, mortgage choice has been on a broadly upward trend since October 2024, while the small fall in […]
Expat Buy-to-Let or Expat Holiday Let ? Are you an Expat thinking of entering the buy-to-Let or holiday let market in the UK? If you are then you need to proceed with caution! Firstly, seek advice on your tax position. Incorporation (Creating a limited company) could be right for you. More and more expat investors […]
Expat Buy-to-Let Mortgages. Wise investors are selective! It is always recommended to be very selective before deciding on what mortgage best suits your needs. With the deals on offer it always pays to look at all the options, as an example a long-fixed rate deal may be very prudent with the fear of more interest […]
Best Mortgage Deal For Expat Landlord. Firstly The latest data and analysis highlighted failing to switch mortgage issues. Lapsing onto their lender’s Standard Variable Rate (SVR) has seen the average landlord hit with £2000 a year in extra interest. According to the study, which looked at 5 major expat UK lenders. As analysed the jump […]
UK Mortgage For Expat. Expats looking at buy-to-lets for a secure second income Firstly The report from financial intermediaries revealed that 70% of respondents had seen a rise in enquiries. All from British expats about buy-to-let mortgages for UK property. These findings reflect the growing demand for buy-to-let mortgages from overseas investors. As such due […]