Genuine Professionalism
I was fortunate to be introduced to Mr. Niel Khambay as my mortgage broker at Expat Mortgages in May 2025. Throughout the process of securing a remortgage loan, Niel showed genuine professionalism and care. His careful and attentive approach, along with his proactive communication with both the lender and their solicitor, helped ensure everything moved forward smoothly and efficiently.
Whenever unexpected challenges came up, Niel patiently stepped in—taking the initiative to contact the lender or their solicitor to help keep things on track. His willingness to go the extra mile and his focus on my best interests truly made a difference, giving me confidence that I was in good hands.
I feel very grateful to have had Niel as my broker. His professionalism, dedication, and sincere concern for his clients are genuinely commendable. I highly recommend Niel to anyone looking for a trustworthy and caring mortgage broker—someone who truly listens and works tirelessly to help you reach your goals with kindness and responsibility.


