How Can A Brit Expat Raise Capital ?

How Can A Brit Expat Raise Capital ? Expats are using the equity in their UK properties to raise funds

The expat new and re-mortgage market experienced increased activity last year, particularly during the latter part of the year.

Applications for re-mortgages rose by 37% over 2024 and this trend has continued into this year.

With the value of UK property continuing to rise each month, some expats have used this as an opportunity to raise capital for alternative ventures.

Property values are projected to increase over the next few years, though at a slower rate.

The chancellor has indicated that interest rates may rise in the future, but at a gradual pace. These conditions have led to greater capital raising activity among expats.

Lenders have responded by increasing the number of mortgage products available to expats, who now have access to a wider range of options with competitive rates.

There are also a good range of Higher Loan to Values deals now available which has caused a lot of interest!!

Those considering re-mortgaging should weigh both advantages and disadvantages and carefully consider all factors before making a decision.

Seeking professional independent advice is recommended to determine suitability for both short- and long-term needs.

Selecting a mortgage to suit your needs

Securing an expat mortgage doesn’t have to be difficult, it is always recommended to get expert professional help. Using a specialist expat broker will without doubt give you the edge as they will be experienced in this type of mortgage process.

Need some help?

If you are thinking of re-mortgaging or want advice on a new mortgage, please do call or contact. One of our fully qualified independent advisers who will be happy to assist.