Brit Expat Mortgage Options
Expat buy-to-lets have grown significantly in the last 15 years.
Over the past 15 years, the expat buy-to-let market has continually expanded without any noticeable decline. Increasingly, both current and first-time expat landlords are purchasing properties to tap into this highly profitable sector.
- Over the last 18 years an investor on selling could see their investment double
- If that money had been invested in gilts the returns would have been 220%
- In 2024 over 4 million houses are recorded as rented
- It is estimated lettings will rise to over 7 million in the next 10 years.
- It is estimated by 2028 32% of people under 40 will be renting.
The available data presents compelling facts and figures; if current estimates are accurate, now may be a prudent time to consider expat buy-to-let as your next investment opportunity.
Regardless of perspective, the statistics indicate that UK property continues to be regarded as a reliable long-term investment. Analysis of investment returns over the past 18 years demonstrates the strong performance of the property market during this period.
Property will once again be a hot topic in 2026 and beyond – whether it be a lack of homes being built or annual price inflation. This is sure to fuel the letting market as people struggle to find the funds needed for a house purchase.
Expats should seek independent mortgage advice; it’s a great deal easier!
Research shows many expat borrowers miss better mortgage deals by not consulting an independent adviser, as some offers are only accessible through such advisers or brokers.
Need assistance with your expat mortgage?
Our team of independent expat advisers possesses extensive experience in managing a wide variety of buy-to-let mortgage solutions, including both single and multiple property arrangements. We offer access to an extensive selection of plans and are available to discuss your individual requirements.


