Are Expat Mortgages Brokers Needed ?
The wise expat will use an independent broker for speed and efficiency!
Independent mortgage advisers offer borrowers a wider range of options, including specialist products for self-employed individuals and lifetime mortgages, compared to going directly to lenders.
Expat borrowers who used a mortgage adviser were also overwhelmingly in favour of doing so again. 98% said that they found the support of a mortgage adviser ‘valuable’ and a further 95% said they would recommend using a mortgage adviser to family or friends.
Expat buy-to-let investors have increased significantly in 2025.
This is still a growth area for investors as more expats see the buy-to-let market as a sound option for the future especially with property prices reducing nationwide.
Traditional forms of investment such as banks and building societies are still producing poor returns so investors are looking elsewhere.
The demand for good rental property has increased over the last 12 months due to the cost-of-living crisis and many other factors.
Expats would be wise to research the area of purchase thoroughly, make sure the long-term future has prospects in the areas listed below.
Ways to be a successful Expat investor.
- Select the type of tenant you are targeting this could be a young couple or single person in a professional career.
- When choosing a buy-to-let property, ensure it’s in a location that suits your target tenants—proximity to schools, shops, and businesses are all key factors to consider.
- Selecting the correct buy-to-let mortgage to fit your long-term planning. Do you want a fixed rate or a tracker or indeed any other product that is on offer? It is very important to seek professional advice when it comes to choosing your mortgage.
Help required?
If you would like to review your current expat mortgage, please do make contact and one of our expert independent advisers will be happy to guide you.
