Best Expat Mortgage for UK property ?

Expats landlords – What is in store for 2026

The new year is here, prompting us to plan for what’s ahead.

For the expat buy-to-let market there have been some significant ups and downs, particularly for expat landlord borrowers who have had deals ending in the last few months, and indeed who are looking at what finance they can secure in the future, from both a purchase and re-mortgage perspective.

Getting specialist help will help ease these issues and help smooth the way forward.

Many positives for this year!

Expat investors, both new and established, may be reassured by the sustained high demand for quality rental properties in the UK. Mortgage rates appear to have stabilised, and property values are consistently appreciating.

So, all in all there is plenty of reasons to be optimistic your investment is sound and profitable.

Expat mortgages are completing faster.

The duration required to finalise expat mortgages has decreased considerably over the past twelve months.

Straightforward cases in the industry now finish in under 7 weeks, far faster than a year ago when completion times were much longer.

Use an independent broker for speed and efficiency.

The independent broker will take control of the mortgage process, therefore relieving you of the stress and paperwork. They will be able to deal with the mortgage company supplying the loan and answer any queries they may have, saving you time and money.

Help required?

If you are an expat looking for a new or re-mortgage, please do get in touch and one of our fully qualified independent advisers will be happy to assist.