Do I Need A Mortgage Broker ?
Do I Need A Mortgage Broker ? What will an independent broker do for you?
The independent broker will take control of the mortgage process, therefore relieving you of the stress and paperwork. They will be able to deal with the mortgage company supplying the loan and answer any queries they may have, saving you time and money.
Using an Independent broker registered with the FCA in the UK you’ll enjoy a number of advantages compare to “going it alone”.
These include:
- Choice of deals currently available
- Choice of lenders
- Expert advice
- Fully qualified adviser
- FCA regulated.
Selecting the correct deal for you can save a large amount of money in the long term.
Time to re-mortgage?
As an expat when was the last time you checked what interest rate you are paying?
In order to re-mortgage effectively, it’s important to first establish the purpose of re-mortgaging.
Many UK expat and foreign national investors re-mortgage to secure lower rates or stabilise their finances.
Others use remortgaging to finance additional property purchases and expand their portfolios—a strategy best suited for experienced investors, those with significant capital gains, or those with low loan-to-value ratios, as they can more easily negotiate favourable terms.
There are currently attractive low loan-to-value options available that may offer significant benefits. Please contact us to learn more about these opportunities.
Help required?
If you are an expat looking for a new or re-mortgage, please do get in touch. And one of our fully qualified independent advisers will be happy to assist.