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Expat Mortgage Broker Near Me

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Buy-to-let as an investment is rising rapidly in 2025

More expats than ever before are exploring the options open to them, this is likely due to all the uncertainty in the world today.

Lenders are expecting more activity in the expat buy-to-let market in 2026 and beyond as expats want security that a UK property offers in the long term.

A recent survey stated 80% of expat lenders expected demand to grow over the coming months. All the early signs this year show they are correct as demand is up 27% on the same period last year.

Expat mortgage providers are keen to point out that there are good deals in the marketplace both fixed and variable rates. Now some deals have much lower loan to values, in some cases up to 90%

As an Expat landlord have you looked into this area?

According to a new report recently released of existing expat landlords over 40% said they were completely unaware of the potential returns this type of letting can produce.

The number of students is rising at a rapid rate and over the next decade the figure is expected to double. One other very important factor many expat landlords miss is that the UK is becoming a very popular destination for foreign students which again is a very lucrative market.

The 5 main reasons why expats should consider this type of business:

  • High yields: Depending on location between 8%-10% net yield is possible.
  • Managed & Maintained: Plenty of very good local companies with experience in this type of letting.
  • Demand: Rising student levels means there is always a demand for this type of property.
  • Shifting priority: Students have shifted since the rise of tuition fees to private shared letting.
  • Options open: Any landlord interested in this type of business can invest.

The expat mortgage market can be very complex, and you should seek professional advice as to what product best meets your needs. We have a select number of companies offering very favourable rates which are tailored to suit most needs, including buy to let.

Need assistance with your mortgage?

Our independent expat advisers have extensive experience with single and multiple buy-to-let mortgages. We offer a range of plans and can discuss your needs.