Do I Need An Expat Mortgage ?

Do I Need An Expat Mortgage ? Expats are looking to reap the rewards

Tenant demand has risen in 2025 to hit the highest level recorded since 2014, according to recent demand figures.

62% of landlords who reported increasing tenant demand in the first quarter of 2025 is double that of the same period a year ago. And it’s almost four times the level reported in Q1 2020. Then only 16% of landlords felt that demand was growing.

Over 700 expat landlords were asked to assess tenant demand over the previous three months. A ‘significant increase’ was seen by 41% of respondents.

Taxation and regulation are not a deterrent

While it is clearly important that landlords are taxed appropriately and the sector is regulated to ensure high standards are maintained. Equally the government must ensure that buy-to-let remains attractive enough to expat investors who are vital in supplying the properties needed to meet demand.

More and more expat investors are considering entering this market for various reasons. So, what can a buy-to-let investment offer you?

Interest only mortgages.

Good potential returns on capital invested.

Attractive mortgage interest rates.

Potentially better returns than on offer at high street banks.

Better return on capital invested.

Above are just some of the reasons why more and more expats are considering a buy-to-let investment. If you are thinking of entering this market, you should always seek advice on the types of mortgages available that best suit your needs.

Can we assist you?

If you are looking for a new or re-mortgage do get in contact. One of our qualified independent advisers will be happy to help.