Will UK Property Prices Rise ?

Expat borrowing rising again at a rapid rate

Gross mortgage borrowing in the expat sector is up 22% from last year. April and May applications hit an eight-year high.

Approvals reached a record in 2025 and are expected to remain strong into 2026. Re-mortgaging continues to rise as homeowners lock in favourable fixed rates ahead of potential interest rate hikes later in 2025.

Re-mortgage

If you are among the many expatriates who have not yet re-mortgaged and remain on a standard agreement, now is an opportune moment to reassess your financial situation.

Should current predictions prove accurate, interest rates are expected to increase within the coming months, with additional rises anticipated thereafter.

There are, however, still attractive fixed and discounted mortgage deals available, including options with improved loan-to-value ratios.

It is advisable to consider these offerings soon, as they may not remain accessible for much longer.

UK property prices increasing at a steady pace

Recent data indicates that house prices are once again increasing. While growth in June and July was solid, it did not reach the levels observed in previous years; nevertheless, the performance remains encouraging.

Projections suggest that house price increases will stabilize over the next year, with steady and dependable growth anticipated—an overall positive development for the market.

Currently, the outlook for 2026 is highly favourable, and prevailing indicators suggest this trend is likely to persist in the foreseeable future.

Can we assist?

If you require some help with your current or new mortgage, please do call one of our fully qualified advisers.